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Home Warranties: An Integral Part of Your Household Budget

March 10, 2012 by Chris Bohn

I recently had a meeting with Dolores Foster, the Senior Account Executive of Old Republic Home Protection.  We thought it would be a great informative post for all homeowners in the area to understand that a home warranty plan is a great way to protect your investment….your home.   Take a moment and read what Dolores has to say….

The purchase of a home is often the most expensive investment of a lifetime.   Adding a home warranty protects this investment by keeping the covered home systems and appliances in good working order for the term of the Plan.  It also provides peace of mind and budget protection for the homeowner, since repair or replacement of major systems or appliances in today’s dollars can easily cause financial strain.

Home WarrantiesIn addition to budget protection, home warranties offer homeowners a convenient service solution should a system or appliance fail.  Most warranty companies take service calls 24 hours a day, 365 days per year, and can immediately dispatch a qualified contractor to perform the required service.  The homeowner pays only a nominal service fee to the contractor.
Although home warranties cover a multitude of items found in most homes, there are specific industry limitations of which the consumer (and the agent) should be aware.  Most home warranty companies don’t cover general maintenance or cleaning, cosmetic defects, inadequate capacity, secondary damage, or service involving hazardous or toxic materials such as asbestos.
Home warranty companies vary in product and service.  When choosing a company, consider the following:
  • Financial Strength
  • Coverage (including optional coverage availability)
  • Service
  • Premium
  • Service Call Fee
  • Terms and Conditions
When making comparisons, be aware that a Plan with a lower price may also have less coverage, more restrictive terms and conditions, and/or a higher service call fee.
When comparing the coverage received for the price, coupled with the industry claim rate of two calls per home per year, it makes sense for every household to include a home warranty in the budget planning.
*******************
*** Dolores Foster brings solid home warranty industry experience. She is described by her clients as energetic, dependable, dedicated and professional and is active in business and community affairs. Dolores is known for excellent follow-up, communication skills, and providing win-win solutions and is respected for her honesty and strong work ethic.

Filed Under: Gainesville Real Estate, Home Buyers, Home Sellers, Homeowner Information, Preferred Service Providers, Questions and Answers Tagged With: home warranties, home warranty plans, your home investment

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RE/MAX Professionals

The Bohn Team

Christine Bohn, Broker Associate

Michael Bohn, Sales Associate

4011 NW 43rd Street, Suite C
Gainesville, FL 32606


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